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 Social(k).com Social(k) Recognized in First ‘Best for the World’ List of Businesses With Less Than 10 Employees Creating Most Overall Positive Social and Environmental Impact
‘Best for the World’ Businesses Score 50% Higher Than Nearly 2,000 Other Sustainable Businesses in Most Comprehensive Assessment of Overall Corporate Impact
Top Ten Percent Among Certified B Corps With Under 10 Employees
Social(k)has been recognized as ‘Best for the World’ in a list of businesses with less than 10 employees creating the most overall positive social and environmental impact. Social(k) and the other ‘Best for the World’ businesses earned a score in the top 10% of all Certified B Corporations with 10 employees or less, and, on average, 50% higher than the average score of nearly 2,000 other sustainable businesses that have completed the B Impact Assessment.
The B Impact Assessment, governed by the nonprofit B Lab, is the most rigorous, comprehensive, and comparable independent assessment of overall corporate impact and shows the relative value businesses create for society by comparing nearly 200 individual metrics on corporate impact on workers, consumers, suppliers, community and the environment.
Social(k) is a leader in the global movement to redefine success in business,” said Jay Coen Gilbert, co founder of B Lab, the organization that certifies B Corporations. Social(k) is among the best in the world at being the best for the world.”
“B Lab, Social Venture Network and Green America are three tightly connected organizations working toward a common vision. All three choose Social(k) for their retirement plans, as have over a hundred member organizations from these groups. It is wonderful to succeed in business. Even more so with a client list that represents leaders in the Progressive Movement,” says Thomas.
The ‘Best for the World’ list appears in the 2012 B Corp Annual Report published today by B Lab.
‘Best for the World’ businesses with less than 10 employees include: Autonomie Project, Inc., Big City Farms LLC, Co-op Power / Northeast Biodiesel, davistudio, EduCare Education, Enviro-Stewards, Fair Trade Sports, Inc., GreenLight Apparel, Hives for Lives, InVenture Fund, JustNeem, KINeSYS Inc., LEAP Organics, Little Pickle Press, mindful investors, Natural Investments LLC, New Avenue, Palmetto Ventures, Pivotal Production, SABEResPODER, Social Enterprise Associates, Social(k), Sustainability Television, The Inclusive & Sustainable Group, LLC, The Sustainability Advantage, Veterans Ink
Social(k) Social(k) offers over 500 Environmental, Social and Governance – ESG, screened funds and Exchange Traded Funds – ETFs, from dozens of fund companies. Pax World, Portfolio 21, Appleseed, Green Century, Parnassus, Community Capital Management, Everence and Calvert are a few.
If you operate a mission driven organization, for profit or non-profit, we are the only mission aligned option when it comes time for a retirement plan that matches your organizations philosophy. Social(k) is low cost, open architecture, fully bundled paperless platform. We can be reached at 866-929-2525 or socialk.com
Learn more about how Social(k) creates positive social and environmental impact at bcorporation.net/socialk.com.
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Social(k) is a Founding B Corporation with offices in San Francisco, New York City and Springfield MA. We work with organizations to bring ESG screened, and traditional investment opportunities to employees. A company sponsored retirement plan is an important benefit to consider when building an employee benefits package. Exposure to long term systematic investing helps individuals to be better prepared for their future.
B Lab is a nonprofit organization dedicated to building a new sector of the economy that uses the power of business to solve social and environmental problems. B Lab drives systemic change through three interrelated initiatives: 1) building a community of Certified B Corporations to make it easier for all of us to tell the difference between “good companies” and just good marketing; 2) driving capital to impact investments through use of GIIRS Ratings and Analytics; and 3) advancing supportive public policies to accelerate growth of social entrepreneurship and impact investing. To earn certification, B Corps must achieve a verified minimum score (80 out of 200) on the B Impact Assessment and amend their bylaws to legally require their directors to consider the interests of stakeholders, not just shareholders, when making decisions. For more information, check www.bcorporation.net or contact Jay Coen Gilbert at jay@bcorporation.net.
Here’s a great article from Merrill Lynch that says the future is bright for values-based investing. Read on!
After enduring years of skepticism and a worldwide financial crisis, this global phenomenon has fully emerged as a way to align personal financial goals and performance with the prospect of a better world.
Not even the global financial crisis could dampen enthusiasm for values-based investing VBI, the strategy of putting investors’ assets where they do society and the planet good. From 2007 through 2010, when total invested assets in the U.S. remained virtually flat, the nation’s VBI increased by more than 13%. Since 1995 the increase has been 380%, nearly a third higher than for all other invested assets. ¹What was once a niche phenomenon, derided as a feel-good money loser for more principled souls, VBI has become a pervasive approach broadly embraced by millions of individuals, institutions and financial advisors. Of the $25.2 trillion in total assets under professional management in the U.S. in 2010, $3.1 trillion was invested in assets screened for adherence to various environmental, social or corporate-governance values.¹ Globally the figures tell a similar story. Last year the United Nations’ Principles for Responsible Investment, a pledge to consider social, environmental and governance principles when making investment decisions, drew the signatures of fund managers and other major investors representing $25 trillion — 10% of the world’s investment capital.For those of us who have spent years trying to improve the values-based investment choices for our clients, the evolution of VBI into a broad, sophisticated and influential part of the financial landscape has been nothing short of astonishing. Perhaps most gratifying is the fact that values and financial interests are no longer mutually exclusive. In 2007, when Merrill Lynch first helped popularize the term “values-based investing” prior to that, the field had largely gone by the narrower “socially responsible investing,” or SRI, a term still used, there were 260 values-based mutual funds in the U.S. Today there are close to 500 funds of various types.
read more via Merrill Lynch Private Banking and Investment Group.
Download this valuable step by step guide on how to get your employer or organization to add Socially Responsible Investments to a retirement plan. Please download it and make use of it. Here’s what you’ll find:
- An outline of what a retirement plan involves.
- What the pieces of this sometimes confusing puzzle are.
- Who does what. How to add Socially Responsible Investing, and why.
- What the steps are to add a new employee benefit or change an existing one to better reflect your organizations DNA.
Green America went through this process and the employees decided to choose Social(k) as their 403(b) plan. With that experience we bring you this guide to use when beginning the discussion at your place of employment.
Thank you in advance for taking the time to download and read through the process and considering taking necessary steps to get screened funds added to the retirement plan for organization.
Whether you are an employer or an employee, you’ll want to understand the benefits of offering employees a retirement plan with investments aligned with the employer’s and/or employees’ mission or ethics and their investment goals. It is important to state the benefits of SRI in order to better support the business’s mission and to strengthen the case for SRI in your retirement plan. Reasons for offering SRI retirement options include:
- Having a retirement plans that reflects the employer’s values or mission (for example, if you are a producer of solar panels, chances are you want to eliminate or reduce investments in fossil fuels).
- Helping to strengthen the employee’s long-term financial well-being by providing greater investment choice by adding SRI to an existing plan.
- Building employee morale and staff retention by expanding the benefits package.
- Providing an important employee benefit of enduring value since numerous studies have shown that SRI investment returns are competitive with conventional funds over the long term.
According to a September 2011 report by the US SIF Foundation and Mercer, US defined contribution retirement plans that offer SRI options could double in the next three years.2 The results of the survey indicate that four out of five plan sponsors respondents (84%) believe that demand for SRI retirement options will increase or remain steady during the next five years. It is clear that more and more employers are considering SRI, especially in response to employee demand. In fact, legislation has been introduced to make SRI options available to federal employees.
 When I saw an $8.95 per lb price tag on the locally raised all natural heirloom Thanksgiving turkey from the farmer’s market, I knew I was close to my limit.
I knew the ‘free’ turkey at Big Shop Markets was a hook to get me in for all the fixings. I knew the 99 cents per pound frozen factory farm bird was not for me.
I did finally decide to sign up for that natural turkey, but mainly because I was too distracted to hammer out the math. When my wife and I drove out to the family’s farm to pick-up our freshly slaughtered, formerly pampered bird, however, reality struck.
We pulled into the yard, the chickens scattered, the dogs barked, the pigs grunted and everyone was smiling and friendly heading into the farmhouse. I took the bag from our friendly local turkey maven’s hands…”$215.00 please,” she said. I’d refused to do arithmetic for fear of the number. My wife’s jaw dropped.
It was a long quiet ride home, I swear I heard the turkey gobble with laughter.
I know I wanted to pay attention to what my money ends up supporting but I also have to be responsible to my family. College tuition payment or $6 for a half dozen free range organic mozart-listening-to eggs, never shaken or exposed to harsh words.
Over the next few years we found healthy, natural birds at a local co-op priced at $2.99-$3.99 per pound. More expensive than a free Butterball, but tastier and more ethical by far. In this case, a few dollars more on an occasional purchase pales in comparison to the benefits to myself and my community.
With almost any purchase we measure value, cost, convenience, and vendor reputation. As a founding member and supporter of B Corp, Social Venture Network, and a member of Certified Green Business and 1% For The Planet I pay close attention to where I spend my money. Who I support is usually more important than the cost of the product and service, within reason. When I have gone for cost as sole concern I usually find I get less value. When I shop outside my community do not enjoy the transaction as much. When I need to resolve an issue with a vendor, knowing that person or organization more intimately always makes for a better experience and a swifter resolution. By sticking to the community where we value reputation and common dreams as a shared goal I find I am far wealthier at the end of the transaction.
Still, I find it’s best not to bring up the turkey story with my wife.
Rob Thomas
The 32nd annual Natural Products Expo, the largest on record with more than 60,000 industry members and over 2,000 exhibiting companies, filled more than 1 million square feet at the Anaheim Convention Center March 8 – 11, 2012.
 The Yellow 108 hat booth was a popular stop My first Expo West was 1999. Freshly licensed as financial advisor I set out to establish my value. Shared interests and habits brought me to this community, and I’ve been here since. These businesses offer a simple but monumental improvement over the traditional offering of a single bottom line for-profit. Instead of gearing revenue toward the benefit of shareholders, they make sure it benefits all stakeholders. That means shareholders, employees, and the community at large.
Organic, Natural, and Fair Trade, these widely adopted terms express the values of the community I set out to do business with. I was looking for clients who agreed that screens for social responsibility on their long term investments was what their stakeholders wanted. More than a decade ago, at Expo West, I knew I had found my tribe.
Honest Tea, Numi Tea, Sambazon, Guayaki, Organic Trade Association, Tierra Farm and Oregon Tilth are a few of the companies that I met early on and began long standing relationships. Every year I returned since 1999 I found new, like-minded clients. This year I came back again, and thrilled to see how hugely the community had grown.
For all the wrong reasons I missed the last five years of Expo West. A few visits to Expo East, the smaller version of the show, and a full travel calendar kept me away. Those days are over. Expo West 2012 was the largest Natural Products Expo to date and every person I spoke with said business was booming. Attendance was up 13% from 2011 with over 58,000 industry-related people and 3,000 exhibitors. The show is the second largest at The Anaheim Convention Center.
That larger show, held by The National Association of Music Merchants, has been around three times longer than ours, for 110 years. Unlike the Natural Products Expo, NAMM represents an industry composed of almost 100% discretionary spending. Seems to me like we’ll be #1 in no time.
Organic, Natural, and Fair-Trade products are now consumer staples. Every time people go to the store they realize that they do not want products or services rendered at the expense of others. A healthier profit can be made by taking care of every stakeholder affected by your business–employees, communities, and shareholders.
Being able to provide for this particular community at Expo West makes me smile everyday. Thanks everyone.
Rob Thomas
President & Founder
Social(k)
PHILADELPHIA, Mar. 07 /CSRwire/ – Today B Lab released the first ‘Best for the World’ lists recognizing companies creating the most positive overall social and environmental impact. The ‘Best for the World’ companies score 50% higher than nearly 2,000 other sustainable businesses, and in the top 10% among more than 500 Certified B Corporations, in the most comprehensive and independent assessment of overall corporate impact. B Lab also released separate lists of the ‘Best for the Environment’, ‘Best for the Community’, and ‘Best for Workers’. blab bcorp
“These companies are leading a global movement to redefine success in business,” said Jay Coen Gilbert, co founder of B Lab, the nonprofit organization that certifies B Corporations and governs the independent third party standard used to generate the comparable assessment of corporate impact. “These companies are the best in the world at being the best for the world,” Coen Gilbert added.
The ‘Best for the World’ lists are featured in the just released 2012 B Corp Annual Report. Businesses recognized for their extraordinary performance include:
- For Overall Impact: Better World Books, Global Green Energy Corp, Green Building Services, Larry’s Beans, Method Home Products, Moving Forward Education, Namaste Solar, New Resource Bank, Next Street, Partnership Capital Growth, Piedmont Biofuels, PREM Group, Re:Vision Architecture, RecycleBank, South Mountain Company, Southern Energy Management, SQA Pharmacy Services, The Redwoods Group, and Virginia Community Capital.
- For the Environment: Brightworks, Bullfrog Power, Ecovations, gDiapers, Global Green Energy Corp., GoLite, Green Building Services, Guayaki Sustainable Rainforest Products, IceStone, Larry’s Beans, Method Products, Namaste Solar, New Leaf Paper, Patagonia, Piedmont Biofuels, Preserve, Re:Vision Architecture, Salt Spring Coffee, Southern Energy Management, and Sustainable Solutions Unlimited.
- For the Community: Agora Management Corporation, Cap Global, Care2.com, Change.org, Ecovations, FMYI, Hershey Cause, Ideal Network, Mal Warwick Associates, Moving Forward Education, New Resource Bank, Next Street, PeaceWorks Technology Solutions, Prem Group, SQA Pharmacy Services, thedatabank, The Redwoods Group, and Virginia Community Capital.
- For Workers: Change.org, Exponent Partners, First Affirmative Financial Network, First Rate, Inc., Heller Consulting, King Arthur Flour Company, Namaste Solar, Partnership Capital Growth, PeaceWorks Technology Solutions, Rally Software, Re:Vision Architecture, Relevance, South Mountain Company, Sungevity, The Caprock Group, and thedatabank, inc.
Six companies were recognized as ‘Best for the World’ in multiple impact areas: Namaste Solar (Environment and Workers); Re:Vision Architecture (Environment and Workers); Change.org (Community and Workers); PeaceWorks Technology Solutions (Community and Workers); thedatabank (Community and Workers); and Ecovations (Environment and Community).
B Lab is a nonprofit organization dedicated to using the power of business to solve social and environmental problems. B Lab drives systemic change through three interrelated initiatives: 1) building a community of Certified B Corporations to make it easier for all of us to tell the difference between “good companies” and just good marketing; 2) accelerating the growth of the impact investing asset class through use of B Lab’s GIIRS impact rating system by institutional investors; and 3) promoting legislation creating a new corporate form that meets higher standards of purpose, accountability and transparency. To earn certification, B Corporations must achieve a minimum score on the B Impact Assessment, which measures a company’s impact on its workforce, suppliers, consumers, community, and the environment, and are legally required to consider the interests of these stakeholders, not just shareholders, when making decisions. Learn more at bcorporation.net, benefitcorp.net, and giirs.org.
via B Lab Releases First ‘Best for the World’ List of Businesses Creating Most Overall Positive Social and Environmental Impact – Press Releases on CSRwire.com.
Article from Responsible Investor
Boutique’s founders issue blueprint for sustainable finance
by Daniel Brooksbank | February 15th, 2012
Generation’s Al Gore
Al Gore and David Blood, the founders of Generation Investment Management, have called for the creation of a sustainable investment consultancy as part of a sweeping blueprint to “re-energise” sustainable finance, which they argue has reached a plateau.
“We support the creation of an independent investment consultancy focused on providing high quality advice on the relative attractiveness of sustainable investment products as well as on sustainable asset allocation,” the pair say in a new report. It would create “healthy competition” in the mainstream investment consulting industry, where sustainability “has not yet penetrated”.
The duo, who set up Generation in 2004, have put their thoughts into a new 33-page paper called simply ‘Sustainable Capitalism’, which builds on their “A Manifesto for Sustainable Capitalism” published in the Wall Street Journal last December.
Drawing on advice from more than 70 high-level experts, the paper makes the economic case for mainstreaming Sustainable Capitalism – saying it’s not a trade-off with profit but indeed actually fosters superior long-term value creation.
“Sustainability has plateaued – if anything it’s gone backwards,” Blood, the former chief executive of Goldman Sachs Asset Management, told a briefing. “We’ve not made the business case well enough.”
The paper, which is aimed at the investor and capital markets community, puts forward five key actions for immediate adoption. They are:
- Identify and incorporate risks from stranded assets – i.e. whose value can change dramatically, e.g.: carbon or water price
- Integrated reporting – this could be mandated by exchanges or regulators
- End quarterly earnings guidance – promotes short-termism
- Compensation structures – should be aligned with long-term sustainable performance
- “Loyalty-driven securities” – to encourage long-term investing
- “The discussion around the business case for sustainability has not been short on words but the follow-through has been short on actions,” Gore and Blood argue in the report.
They point to the $30trn of assets signed up to the UN Principles for Responsible Investment – some 20% of the world’s capital – and say: “If the majority of those assets were actually shifted into truly sustainable investment models, the effect would be dramatic and would signal that Sustainable Capitalism is entering the mainstream.”
Asset owners should proactively ask their fund managers “direct and pointed questions” about how they are considering environmental, social and governance (ESG) factors in the investment decision process. The paper says asset managers should be subject to rolling multi-year performance milestones: “We therefore urge asset owners to evaluate and benchmark the compensation and performance fee structure of asset managers to assess whether or not they truly have embedded a long-term horizon in their practices.” And it proposes that the pay structures for both corporate executives and asset managers be revised (“either through voluntary action, board mandate, or pressure from asset owners”) to be aligned with long-term financial and ESG performance.
Former US Vice President and Noble Prize Laureate Gore, speaking via a TV link from New York, likened stranded assets such as carbon “externalities” to sub-prime mortgages in the run-up to the financial crisis.
“By analogy we now have trillions of sub-prime carbon assets – the real value of those assets are concealed,” he said.
Other issues identified for discussion include reinforcing the idea that sustainability is a fiduciary issue, expanding the range and depth of sustainable investment products, reconsidering GDP as a measure of growth and the integration of sustainability into business education.
Both said they were personally supportive of financial trading taxes, with Blood pointing to the UK’s existing stamp duty as an example.
Download the “Sustainable Capitalism” Gore Blood Paper
http://www.responsible-investor.com/
401(k) Resource Guide – Plan Participants – Limitation on Elective Deferrals
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| There is a limit on the amount of elective deferrals that you can contribute to your traditional or safe harbor 401(k) plan.
Generally, all elective deferrals that you make to all plans in which you participate must be considered to determine if the dollar limits are exceeded.
Limits on the amount of elective deferrals that you can contribute to a SIMPLE 401(k) plan are different from those in a traditional or safe harbor 401(k).
Although, general rules for 401(k) plans provide for the dollar limit described above, that does not mean that you are entitled to defer that amount. Other limitations may come into play that would limit your elective deferrals to a lesser amount. For example, your plan document may provide a lower limit or the plan may need to further limit your elective deferrals in order to meet nondiscrimination requirements.
Catch-up contributions. A plan may permit participants who are age 50 or over at the end of the calendar year to make additional elective deferral contributions. These additional contributions (commonly referred to as catch-up contributions) are not subject to the general limits that apply to 401(k) plans. An employer is not required to provide for catch-up contributions in any of its plans. However, if your plan does allow catch-up contributions, it must allow all eligible participants to make the same election with respect to catch-up contributions.
If you participate in a traditional or safe harbor 401(k) plan and you are age 50 or older:
If you participate in a SIMPLE 401(k) plan and you are age 50 or older:
The catch-up contribution you can make for a year cannot exceed the lesser of the following amounts:
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The catch-up contribution limit, above, or
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The excess of your compensation over the elective deferrals that are not catch-up contributions.
Participation in plans of unrelated employers. If you participate in plans of different employers, you can treat amounts as catch-up contributions regardless of whether the individual plans permit those contributions. In this case, it is up to you to monitor your deferrals to make sure that they do not exceed the applicable limits.
Example: If Joe Saver, who’s over 50, has only one employer and participates in that employer’s 401(k) plan, the plan would have to permit catch-up contributions before he could defer the maximum of $22,000 for 2011 (the $16,500 regular limit for 2011 plus the $5,500 catch-up limit for 2010). If the plan didn’t permit catch-up contributions, the most Joe could defer would be $16,500. However, if Joe participates in two 401(k) plans, each maintained by an unrelated employer, he can defer a total of $22,000 even if neither plan has catch-up provisions. Of course, Joe couldn’t defer more than $16,500 under either plan and he would be responsible for monitoring his own contributions.
The rules relating to catch-up contributions are complex and your limits may differ according to provisions in your specific plan. You should contact your plan administrator to find out whether your plan allows catch-up contributions and how the catch-up rules apply to you.
Treatment of excess deferrals. If the total of your elective deferrals is more than the limit, you can have the difference (called an excess deferral) returned to you from any of the plans that permit these distributions. You must notify the plan by April 15 of the following year of the amount to be paid from the plan. The plan must then pay you that amount plus allocable earnings by April 15 of the year following the year in which the excess occurred.
Excess withdrawn by April 15. If you withdraw the excess deferral for 2011 by April 15, 2012, it is includable in your gross income for 2011, but not for 2012. The April 15 date is not tied to the due date for your return and is not extended until April17, 2012. However, any income earned on the excess deferral taken out is taxable in the tax year in which it is taken out. The distribution is not subject to the additional 10% tax on early distributions.
Excess not withdrawn by April 15. If you do not take out the excess deferral by April 15, 2012, the excess, though taxable in 2011, is not included in your cost basis in figuring the taxable amount of any eventual distributions from the plan. In effect, an excess deferral left in the plan is taxed twice, once when contributed and again when distributed. Also, if the entire deferral is allowed to stay in the plan, the plan may not be a qualified plan.
Reporting corrective distributions on Form 1099-R. Corrective distributions of excess deferrals (including any earnings) are reported to you by the plan on Form 1099-R, Distributions From Pensions, Annuities, Retirement or Profit-Sharing Plans, IRAs, Insurance Contracts, etc.
Refer to Publication 525, Taxable and Nontaxable Income, for more information about limits on your elective deferrals.
Additional limits. There are other limits that restrict contributions made on your behalf. In addition to the limit on elective deferrals, annual contributions to all of your accounts – this includes elective deferrals, employee contributions, employer matching and discretionary contributions and allocations of forfeitures to your accounts – may not exceed the lesser of 100% of your compensation or $49,000 for 2011 and $50,000 for 2012. In addition, the amount of your compensation that can be taken into account when determining employer and employee contributions is limited. The compensation limitation is $245,000 for 2011 and $250,000 for 2012. |
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“Occupy Your Retirement Plan? – What do you mean?”
- Take a look at your retirement fund investments and ask yourself: Am I comfortable enabling them with my money? Is what they do ethical? Is it controversial and likely to come under public scrutiny?
- Vote with your dollars. If, for example, you are opposed to for-profit prisons that warp the motivations of the justice system, you should divest from funds that own companies that operate state prison facilities.
- Manage your reputation. If your company’s mission statement includes a pledge to conduct business in a socially and environmentally responsible way, you should avoid enabling known violators of human rights and the environment.
Take responsibility for where you invest.
Move Your Money.
Occupy Your Retirement Plan.
A record number of organizations and corporations chose to move their money to Social(k) in 2011. Mission-driven organizations are taking the leading role in the movement to demand more Environmental, Social and Governance (ESG) screens be applied to retirement plan investment options. In this new age of instant communication and transparency, it is no longer a “safe bet” to invest in companies that blindly pursue profit, especially when it means supporting genocide in Darfur.
Companies that value global citizenship and sustainability are the AAA investments of the digital era and the future looks bright for these companies.
Here are some of the 30+ socially responsible companies who decided Social(k) was a better fit than any other retirement services providers in 2011:
Busboys and Poets, Washington DC – Mission Hub, San Francisco CA – US Green Building Council, Northern CA – Chesapeake Climate Change Network, Takoma Park MD – Sustainable Fishery Advocates, Santa Cruz CA – Sun Light & Power, Berkeley CA – DC Project,Washington DC – NC State AFL-CIO, Raleigh NC – Alliance of Californians for Community Empowerment, Los Angeles CA
Social(k) provides more ESG screened funds and Exchange Traded Funds, ETFs, than other platforms. And, that’s only the beginning of what makes us different. As a  Founding B Corp, 1% For The Planet, Slow Money, Green America member, we have certain benchmarks we choose to hit. One is donations. Over the last half a dozen years we have donated a bee hive for every plan on our books, every year. That’s over 1,000 hives so far. This year we sent a larger donation to a bee sanctuary, Spikenard Farm and Honeybee Santuary in Floyd VA, to help with their work to prevent the devastation of Colony Collapse Disorder. We also supported One World Futbol in Napa CA, and donated 100 indestructible soccer balls to a Washington DC inner city sports program, United Soccer Club, through the local pro soccer team, DC United. From what we hear all 100 are still fully in-play.
If, in 2011, you found yourself wondering what you could do to fight corporate corruption, consider 2012 the time to “Move Your Money.”
Download this post as a PDF
Download the Flyer as PDF
http://moveyourmoneyproject.org/
Social(k) and ExpertPlan offer Advisors, Plan Sponsors and Plan Participants support for sales and service issues. This map shows geographic coverage as well as listing points of contact for a variety of support issues.
- Advisors can contact their sales desk internal partner, or our ERISA team.
- Plan Sponsors can call our account management desk.
- Plan Participants can call our service desk.
Bookmark this page so it is handy when you have a question.
Or Click the map below to download the PDF of Social(k) sales team locations.
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